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Multi-Life Discounts

Several carriers offer a Multi Life Discount if coverage is written on three or more lives that work for the same employer. Unisex rates can also apply. These rates can translate to up to a 40% discount for the females who, due to gender specific claims experience, are generally more expensive to insure than males of the same age and occupation.  See the Multi-Life & Guaranteed Issue Sales file in Broker Resources.


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